Easy Account - Easy Life, Easy Banking


Account features and advantages:

1. This account is a multi-currency account with Canadian Dollar, US Dollar and CNY.

2. This account1combines the functions of chequing account and saving account, which can be used for daily expenses, bill payments, cheque issuance, fund transfer, remittance, and etc. You can enjoy competitive savings interest, and worry free from the fund transfers between chequing and saving account.

3. Enjoy competitive interest rates2. Interest is calculated on a daily basis and paid on a monthly basis. For more information about the interest rate, please refer to: "Rate and Fee".

4. Enjoy unlimited debit transactions, including but not limited to money transfer, cheque payment, bill payment, ATM withdrawals, POS purchases, and etc.

5. A free bank draft will be provided every month upon request (no accumulation).

6. Up to 25 counter cheques will be provided upon request (one time offer).

7. UnionPay® dual-currency credit card and VISA® CAD credit card3 are available to apply.

8. The minimum deposit is only 5,000 CAD. The monthly administration fee will be waived if the daily balance of the account is not less than 5,000 CAD.

9. For more privileges on exchange rate spread and/or global remittance, please visit any of our branches for detailed information.

Please refer to our Schedule of Charge for more details.

1 Industrial and Commercial Bank of China (Canada) is a member of Canada Deposit Insurance Corporation (CDIC). Deposits in "Easy Account" are eligible for deposit insurance from the CDIC. Please read brochure of "Protect your Deposits" for details about the insurance coverage.
2 Please note that interest rate is subject to change without notice. We reserve the right to adjust fee schedule from time to time. Feel free to visit our website or call our 24 hours toll-free hotline 1-877-779-5588 for more details.
3 For conditions on credit card application, please contact one of our branches.