Easy Account - Ease Life, Easy Banking

 
 
 

Easy Account is a multi-currency account available in CAD, CNY and USD with great rate.


PREMIUM SERVICES:

1. You can earn high interest in this current account1.  Interest2 is calculated on daily basis and paid monthly. The rate table is below:

CAD Interest Rate

Range

Interest Rate (p.a.)

<5000

0.20%

5,000<=Amount<50,000

0.75%

50,000<=Amount<100,000

1.10%

100,000<=Amount<500,000

1.15%

500,000<=Amount<1,000,000

1.00%

1,000,000<=Amount

0.85%


USD Interest Rate

Range

Interest Rate (p.a.)

<5000

0.10%

5,000<=Amount<50,000

0.30%

50,000<=Amount<100,000

0.60%

100,000<=Amount<500,000

0.80%

500,000<=Amount<1,000,000

0.70%

1,000,000<=Amount

0.60%



2. The account opening amount is CAD5000 or USD5000. Monthly fee is waived when the daily balance is CAD5000 or USD5000 or above3.

3. This account offers you unlimited debit transactions including but not limited to fund transfers, cheques, bill payments, ATM withdrawals and POS purchases.

4. This unique account combines the features of your daily chequing account AND saving account. You not only can use this account as chequing account for making daily purchases, paying bills, getting cheque books, transferring funds, but also could enjoy high interest in the account, being worry-free from managing account balances between your chequing and saving accounts.



 
NOTES:We hereby remind you that the transactions of this unique account can be made ONLY through electronic channels, such as Debit Card Transaction, Online Banking, Telephone Banking, Mobile Banking, ATM or POS. You can bank with us online or by phone 24/7.  Service charge will be applied for over-the-counter service.
Please contact our branches for account opening.


SERVICE FEE
Please refer to our Schedule of Charge for more details.

 
 
1 We are member of Canada Deposit Insurance Corporation (CDIC). Easy Account is eligible for deposit insurance from the CDIC, subject always to maximum coverage limitations as outlined in their brochure “Protecting Your Deposits”. CNY and USD are not eligible.
2 Please note that interest rate is subject to change without notice. We reserve the right to adjust fee schedule any time. Feel free to call our toll-free 24 hour hotline 1-877-779-5588 for more details.
3 Account opening balance requirement and monthly fee waiver requirement do not apply for CNY currency.