(中文版)

ICBK Student GIC Program

 
 

Industrial and Commercial Bank of China (Canada) is providing Student GIC Program (the "Program") to international students who plan to apply Canadian Study Permit and Visa through Student Direct Stream ("SDS") or other applicable program with Guaranteed Investment Certificate("GIC").


☆Who may apply:

To be eligible for this Program, Students must be a legal resident in one of the designated countries at IRCC's official website.
*Currently, we only offer this Program to Chinese Residents. For more banks may provide GIC for your country, please visit IRCC official website.


☆Main Features:

  1. Faster Process:Generally, it only takes three (3) business days to have you GIC Certificate ready for printing once your application is approved.
  2. Easy Access:You can submit application, check your real time application status, and print GIC certificate through our online GIC platform.
  3. Cross-Border Financial Service: GIC program will provide more benefits and discounts to international students in cross-border financial service package.
  4. Program Benefit: special benefit and promotion more than a mere account opening.
  5. Group Advantages: To open an account with ICBC Canada through ICBC branches in China will provide you more efficient communication within one ICBC group.


To apply, check application status, download GIC certificate, activate account:
Please visit Student GIC Online Platform


Study Permit Application (with GIC)

  • Study Direct Stream (SDS)
    -- Suitable for student whose language proficiency is up to standard and have an acceptance letter from a post-secondary designated learning institution.
  • Post-Secondary Program
    -- With the exception of SDS, it is suitable for student who has been accepted by a designated learning institute.
  • Primary and Secondary Program
    -- Suitable for student who is accepted by an eligible primary or secondary school.

For more information, please click links above to visit IRCC official website:


Our Student GIC

  • One-Year Student GIC
    Principal:CAD 10,000      *If you require a certificate of other amount, please contact us first.
    Interest Rate:0.2 %          *The daily interest rate listed by ICBK Canada shall prevail
    Fund is on hold in your GIC account. You can't access it until you arrive in Canada and activate your account. After activation, your fund will be released by following schedule:
    S.N Amount Term Annual Rate
    Initial Payment $2,000 -- 0.20%
    Installments $800(10 Payments) Monthly 0.20%
    *Simple interest is calculated in days and paid with each monthly scheduled payment.
  • Program Fee
    Program administrative fee is CAD 200 per application. (Non-refundable)      
    (*In-person verification fee may apply at Chinese ICBC Branch)