USD Premium Term Deposit


USD Premium Term Deposit are offered at a guaranteed interest rate, which puts customers' mind at ease by eliminating the need to monitor interest rate fluctuations.

For new premium term deposit, document requirement is the same as opening a new banking account. Customers need to provide two valid identification documents.

Non-Redeemable USD Premium Term Deposit

- Terms include 7-days, 1-Month, 2-Months, 3-Months, 6-Months, 1-Year, 2-Years, 3-Years, 4-Years and 5-Years.

- Minimum deposit is USD$1,000.

- Special rate of higher return is available for deposits over USD$100,000.

- Interest is calculated daily on a 360-day basis and is paid at maturity.

- No early redemption before maturity is allowed.

Relevant Documents

Investment Accounts Term Deposit(GIC) Product Summary

Please contact our branches or refer to our "Rates and Fees"; for more details.

All terms and conditions of Premium Term Deposit (CAD and USD) stated above are subject to change without prior notice.